(BALTIMORE – August 28, 2017) – Mortgage fraud is more common than most of us know. A defendant representing herself Pro Se, during the 2016 Baltimore City election season, researched extensively why a Baltimore City Circuit Court Judge would rule the way she did, with overwhelming evidence to the contrary. The Declaratory Judgment trial for mortgage payments began May 9, 2016, and on the second day of the trial May 10, Feddar & Garten, a law firm hired by the defendant’s own title insurance company to cover up forgeries and a defective mortgage, made a political contribution to the Baltimore City Sitting Judges. If this is not considered a bribery, it is definitely collusion.
The defendant had a winning hand the first day of trial with Fannie Mae and Ditech both testifying that the Deed of Trust and Promissory Note was lost. A friend of Judge Audrey Carrion, which was not disclosed and previous Legal Aid attorney for the defendant, testified that an affidavit and interrogatories were submitted without the defendant’s knowledge. The defendant also had this on a tape recording from a previous meeting she had with the Legal Aid attorney. Inaccurate statements were found throughout the affidavit and Judge Carrion’s ruling was based on this questionable document submitted from another legal case. The defendant was warned by the judge not to bring up anything from the previous foreclosure case that the plaintiff had dismissed, but ruled on a document from that previous case.
The courts are supposed to protect and even assist Pro Se defendants by advising of peremptory challenges, evidentiary objectives and cross-examinations of witnesses.
None of this happened, the judge protected her Legal Aid friend and witness to make sure that she was not cross-examined about the conduct violations she had made. Subsequently, cross-examination was not allowed about the affidavit, even though Judge Carrion based her ruling on the affidavit. Despite a forensic examination document that stated that the defendant’s signature did not appear on the mortgage documents or closing statements and the plaintiff admitted forging the defendants name; the judge ruled the signatures were authentic.
Mortgage fraud is allowed to go on because of judges and title companies. No one wants a free house. Homeowners want to pay for the mortgage they obtained, not the mortgage created for them by way of fraud, forgeries, defects and RESPA violations. The defendant was not allowed to file for an appeal because Baltimore City Circuit Court, under Lavania Alexander, did not allow the court transcript to be processed. Many are asking is it possible to have a fair court proceeding in Baltimore City Courts.